Contest Rules

The following rules apply to the 2019 edition of the Manitoba Financial Services Agency (“MFSA”) Money Smart Manitoba Calendar Contest (“MSMC Contest”):

1) How to Enter

a.  In order to be entered into the MSMC Contest, contestants who meet with eligibility requirements set out in these rules must submit a response to the contest question found at
b.  The fields on the entry form marked with an asterisk are mandatory and must be completed in order for an entry to be valid.
c.  No purchase is necessary to enter the MSMC Contest.

2)  Contest Period and Eligibility

a.  Contestants of the MSMC Contest must submit their response between January 1, 2019 and April 19, 2019 at 9:00 am CST when the MSMC Contest ends.
b.  The MSMC Contest is open to all individuals who are Manitoba residents on the date their entry is submitted. Proof of residency will be requested and must be provided by winning contestants prior to being awarded a prize.
c.  Staff of the MFSA and their immediate families are not eligible to enter. For the purposes of these rules “immediate family” includes parents, siblings, children, spouse, domestic partner, mother-in-law, and father-in-law, as well as anyone residing with any of the above.
d.  Contestants must enter in the appropriate entry category, depending on their age at the time of entry. The categories are:

  • 13 and under;
  • 14 – 18; and
  •  18 and over.

3) Contest winners under the age of 18 on the day that the prizes are awarded

Contest winners who are under the age of 18 on the day that the prizes are awarded must have a parent or guardian accompany them to claim their prize. The parent or guardian of the contestant who is under the age of 18 at the time of claiming their prize will be required to sign a declaration and release form on behalf of the contestant.

4)   Only one entry per individual is permitted.

Multiple entries from the same individual will be disqualified from the MSMC Contest.   All entries are subject to verification by MFSA. Proof of sending an entry will not be deemed proof of receipt.

5)   Winners

On or about April 20, 2019, three winners will be selected by random draw from among each entry category listed in section 3(c) above. Each selected entry will be reviewed to confirm that it is valid and that all eligibility requirements are met.  Where a selected entry is found to be not valid/ineligible, it will be discarded and a further entry will be selected and reviewed to confirm that it is valid.  Prize winners will be awarded a Money Smart prize package containing: an android tablet, books, and money smart promotional material. The total prize is valued at approximately one hundred dollars ($100.00). The odds of winning depend on the total number of entries received.  Prizes must be accepted as awarded.  No substitutions will be made.

6)   Notice to the winners

Each selected contestant will be notified by phone or by e-mail at the number or e-mail address provided in his/her entry within five (5) business days of the draw. Selected contestants must respond by phone or by e-mail within 72 hours of the notification.

7)   Default

Should a selected contestant not respond within 72 hours of the notification or fail to provide proof of eligibility, his/her entry may be declared null and void and another entry will be randomly selected from the remaining entries.

8)   Conditions

A selected contestant will not be declared a winner until he/she has: (i) completed, signed and returned the declaration and release documentation forwarded by MFSA within two (2) weeks of receiving them; (ii) otherwise complied with these contest rules; (iii) displayed proof of age and residency satisfactory to the MFSA.

9)   Contest modifications

MFSA reserves the right to modify, suspend or cancel any portion of the MSMC Contest or the MSMC Contest in its entirety for any reason at its sole discretion.

10)    Acceptation of the conditions

By entering the MSMC Contest, contestants agree to accept, abide by and acknowledge compliance with these rules, including but not limited to all eligibility requirements.  The decisions of MFSA are final and binding on all contestants with respect to all aspects of the MSMC Contest. The MSMC Contest is subject to all applicable federal, provincial and municipal laws. Void where prohibited.

11)   Exclusion of a participant

MFSA reserves the right to prohibit an individual from participating in the MSMC Contest or winning a prize, if, in its sole discretion, it is determined that the individual is attempting to undermine the legitimate operation of the MSMC Contest.

12)   Organizer disclaimer (1)

MFSA is not responsible for technical, hardware or software failures of any kind; lost or unavailable telephone or network connections; traffic congestion in the Internet or website; failed, incomplete, misdirected, garbled or delayed computer or network transmissions, or any other situation that may limit an individual’s ability to participate in the MSMC Contest.

13)   Organizer disclaimer (2)

MFSA is not responsible or liable for unsuccessful attempts to notify selected contestants or for entries or declaration and release forms which are delayed, lost, stolen, illegible, damaged, misdirected, postage due or incomplete.

14)    Organizer disclaimer (3)

MFSA is not responsible for, and will not replace any prizes that are lost, stolen or damaged.

15)   Contest Organizers

The MSMC Contest is organized and administered by the MFSA. The Manitoba Financial Services Agency is a special operating agency of the Government of Manitoba that protects investors and promotes fair and efficient capital markets throughout the province.



Personal information collected in the MSMC Contest by MFSA will be collected and used only for the purpose of administering the MSMC Contest, in accordance with clause 36(1)(b) of The Freedom of Information and Protection of Privacy Act, C.C.S.M. c. F175.  The MFSA will maintain any personal information that it collects on its servers and it will only be accessible to those responsible for hosting and maintaining the MSMC Contest website and administering the MSMC Contest. Personal information will only be stored until the prizes have been awarded. All contestants may access any personal information they entered on an entry form and request amendment of any inaccuracies. For more details or questions, please contact:


Manitoba Financial Services Agency
Money Smart Manitoba Calendar Contest

c/o Ainsley Cunningham
500-400 St. Mary Avenue
Winnipeg, MB  R3C 4K5
Ph: (204) 945-4733


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